The Bottom Line

with contributors from Associated Bank


The benefits of employee stock ownership plans

One of the most difficult problems for owners of closely held businesses is finding a way to partially or completely monetize their equity interest in a business. Most often this complex subject arises during estate, retirement, or management succession planning discussions that, because of potentially significant economic and deeply personal considerations, may be extremely challenging matters to resolve.

Posted at 11:20 AM | Permalink | Comments


What does an effective treasury management professional do?

It’s no secret that the current economic environment has created many challenges for businesses. Limited resources have forced company executives to take on expanded roles. In some cases, this may include a heavier workload of financial administrative functions, such as managing companies’ cash-flow cycle, analyzing accounts receivable procedures, processing payables, engaging in information management, and ensuring that fraud risks are mitigated wherever possible.

Posted at 07:05 AM | Permalink | Comments


How to maximize your business’s environmental initiatives

With spring fast approaching, now is a natural time to step back and evaluate your business’s relationship to the environment. It is clear that we must all do our part to reduce the impact we have on the environment. It is the right thing to do, and it is something that customers, shareholders, partners, and employees expect of their institutions. They want to work for and with companies that make environmental stewardship a priority and take proactive efforts to manage the environmental impact of their business operations. Environmental consciousness is no longer nice to have. It’s a must-have.

Posted at 10:56 AM | Permalink | Comments: 1


Maximizing your business networking opportunities

In today’s ultracompetitive world, an effective business networking strategy can mean the difference between success and failure. Networking is more than just having business cards available to hand out. It’s a developed skill that builds off your professional contacts to help you connect with potential clients, referral sources, or industry partners.

Posted at 11:35 AM | Permalink | Comments


A ‘solid’ performance review for the economy

It’s employee review time. Need we remind you? It’s becoming a more difficult process, especially when you try to blend the world of “everyone is a winner” with the world of “see you in court.” But I’m here to give the U.S. economy its annual performance review. And in a word, it’s “solid.”

Posted at 09:00 AM | Permalink | Comments