The Bottom Line

with contributors from Associated Bank


The benefits of promoting employee volunteerism

As we begin the new calendar year, it’s a great time to reflect on your business’ success in the past year and consider new ways to engage with your employees and surrounding community. While many for-profit companies look to their bottom line as the primary measurement of success, it’s also important for business owners to evaluate success in terms of employee and community engagement.

Posted at 10:59 AM | Permalink | Comments


Stock-market bubble? Why we’re not there yet

According to Newton’s first law of motion, uniform motion describes an object continuing on its path until an outlier event throws the object off course. This law, while typically applied to physics, can also be used to discuss the current U.S. stock market.

Posted at 02:32 PM | Permalink | Comments


Tips on financing specialty properties in today’s economy

Through midyear, the greater Madison area has continued to experience a surge in new real estate construction and rehabilitation. While a large segment of the activity falls within the multifamily sector, specialty projects are on the rise, keeping the market dynamic and vibrant. As the broader real estate market slowly reenergizes and new parties seek financing, it will be important to understand the loan evaluation process for various property types in today’s economy.

Posted at 11:06 AM | Permalink | Comments


Top 5 ways your banker can help consolidate your outside providers

In today’s fast-paced business environment, decisions get made more quickly than ever. However, since the Great Recession, more decisions are being made and more work is being done by fewer people as many businesses have had to cut employees and resources. While the economy appears to be on the mend, our recovery has been slow and questions remain about when conditions will approach pre-recession levels. Is there any relief in the interim? One surprising source of relief may lie with your commercial banker.

Posted at 02:01 PM | Permalink | Comments


The unintended consequences of quantitative easing

The Federal Reserve’s program of quantitative easing has caused the size of its balance sheet to increase from its long-term average level of about $800 billion to its current $3.5 trillion. This flood of liquidity may have been necessary to pull us through the Great Recession. However, any program of this size contributes to distortions and volatility. And that is where we sit today.

Posted at 09:59 AM | Permalink | Comments: 1