with contributors from Associated Bank
Risk management and human resources are traditionally two different job functions, and the people in these areas have rarely crossed paths — but that is changing. Why are these people starting to work together more frequently?
In 2013, economic indicators such as household wealth, real estate values, and home equity continued to improve compared to previous years. Buoyed by these positive trends and increased consumer confidence, home equity lines of credit (HELOC) are regaining popularity as a funding means for home improvements, educational expenses, debt consolidation, and major purchases.