Taking Stock

with Nathan Brinkman


Points to consider if your retirement goal seems out of reach

Each year in its annual Retirement Confidence Survey, the Employee Benefit Research Institute reiterates that goal-setting is a key factor influencing overall retirement confidence. But for many, a retirement savings goal that could reach $1 million or more may seem like a daunting, even impossible, mountain to climb.

Posted at 12:49 PM | Permalink | Comments


4 last-minute tax tips

It’s that time of year again — tax-filing season. And while many taxpayers like to get a head start on filing their returns, there are those of us who always find ourselves scrambling at the last minute to get our tax returns filed on time. Fortunately, even for us procrastinators, there is still time to take advantage of some last-minute tax tips.

Posted at 11:41 AM | Permalink | Comments


Should you be worried about a Federal Reserve interest rate hike?

After years of record-low interest rates, at some point this year the Federal Reserve is expected to begin raising its target federal funds interest rate (the rate at which banks lend to one another funds they’ve deposited at the Fed). Because bond prices typically fall when interest rates rise, any rate hike is likely to affect the value of bond investments.

Posted at 10:26 AM | Permalink | Comments


No matter what your age, your Social Security statement matters

Fifteen years ago, the Social Security Administration (SSA) created the Social Security statement, a tool to help Americans understand the features and benefits that Social Security offers. Since then, millions of Americans have reviewed their personalized statements to see a detailed record of their earnings, as well as estimates of retirement, survivor, and disability benefits based on those earnings.

Posted at 09:57 AM | Permalink | Comments


How your biases can affect investment decisions

Traditional economic models are based on a simple premise: People make rational financial decisions that are designed to maximize their economic benefits. In reality, however, most humans don’t make decisions based on a sterile analysis of the pros and cons. While most of us do think carefully about financial decisions, it is nearly impossible to completely disconnect from that nagging intuition that seems to have been deeply implanted in the recesses of our brain.

Posted at 09:27 AM | Permalink | Comments